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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a promissory note.
B) a mortgage.
C) an involuntary lien.
D) a special security.

2. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) submit to the department a completed renewal form.
B) pay the required renewal fee.
C) hold active insurer appointment(s).
D) complete the continuing education requirements, if applicable.

3. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) bundled services.
B) kickback.
C) required use.
D) conversion.

4. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) an assumption clause.
B) a subordination clause.
C) a due-on-sale clause.
D) a prepayment clause.

5. An ALTA survey of the land could disclose all of the following EXCEPT

A) a property line lawsuit.
B) a pond located on the land.
C) the improvements on the land.
D) a violation of the setback line.

Solutions: